Facing foreclosure is one of the most stressful situations a homeowner can experience. The good news: there are real, proven options to stop it — even at the last minute. Here's everything you need to know.
If you ignore foreclosure notices, your lender will proceed with the sale of your home at auction. You will lose all equity you've built, your credit score will drop significantly (often 100–150 points), and you'll be required to vacate the property. In Georgia, this process can happen in as little as 30 days from the first notice. Taking action — any action — is always better than doing nothing.
Not every option works for every situation. Understanding each one helps you make the best decision for your family.
In this program, Synergy pays your mortgage arrears (the amount you're behind) to immediately stop the foreclosure. You then work with Synergy to sell the home at full retail value on the open market — maximizing how much money you walk away with. Both you and Synergy share in the home's equity at closing.
The Buyback Program is designed for homeowners who want to stay in their home long-term. Synergy purchases the home to stop the foreclosure, then gives you up to 12 months to qualify for a new mortgage and buy the home back. If you believe your financial situation will improve, this is often the best path forward.
If you need to stop the foreclosure quickly and want a clean break, a direct cash sale may be the right option. Synergy purchases your home directly, pays off the mortgage, and provides you with cash proceeds — often within days. No repairs needed, no showings, no uncertainty.
In this program, Synergy purchases your home to stop the foreclosure, then leases it back to you at an agreed-upon rate. You continue living in your home as a renter while you stabilize your finances. Lease terms range from 1 to 5+ years, giving you the stability you need.
Open every letter from your lender. Know your exact sale date if one has been set. Time is your most valuable asset.
Call or text 770-525-7730. We'll review your situation in a confidential, judgment-free conversation and tell you exactly what options are available to you.
Have your mortgage statement, any foreclosure notices, and a rough idea of your home's value ready. This helps us give you accurate numbers quickly.
We'll present you with a clear proposal showing exactly how each applicable program would work for your situation — with real numbers.
Once you choose a program and sign the paperwork, we move immediately to stop the foreclosure — often within 48 hours.
Our team is available 7 days a week to help you understand your options. The call is free, confidential, and there's no obligation.
Call or Text 770-525-7730Free consultation · No obligation · Confidential